The download time formula
File sizes are measured in bytes but connection speeds in bits per second, and one byte is eight bits. So you multiply the size by 8 to get bits, then divide by the speed:
Convert GB to MB by multiplying by 1000 first. The calculator also shows an estimate with about 15% overhead added, because protocol headers, server throttling and Wi-Fi rarely let you hit the theoretical maximum.
Worked example
A 1000 MB (1 GB) file on a 100 Mbps connection:
What affects real download time
The ideal figure assumes a perfect, dedicated connection. In reality your speed is shared with other devices, capped by the server, reduced by Wi-Fi distance and trimmed by TCP/IP overhead. Treat the estimate as a best case and expect actual downloads to run 10 to 20 percent longer.